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Home ownership made easy with H.O.M.E residential mortgage
Turn Your Homeownership Dream into Reality with H.O.M.E (Home Ownership Made Easy). Owning a home is a significant milestone, and Belize Bank is here to make it easier and more affordable with our H.O.M.E Residential Mortgage.
Discover the benefits of a pre-approved mortgage
Save time without planning knowing your financing capacity.
Identify and address potential financing challenges early in the process.
Motivate real estate agents to find suitable properties, knowing your financing eligibility.
Explore our comprehensive home financing options and discover how we can help you achieve your dream home.
Financing up to
95%
Borrow up to 95% of the property cost or appraised market value.
Enjoy competitive interest rates for your residential mortgage.
First Time Home Ownership Program:
Considering your first home? Our program offers a simplified path to home ownership.
01
100% Financing for Land with Pre-approved Mortgage
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Pre-approve your mortgage amount based on income.
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Determine the maximum amount to borrow for land acquisition.
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Start shopping for your land with confidence.
02
Grow Your Equity
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Build equity rapidly with monthly payments.
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Plan the construction of your home while building equity.
03
Grow Your Equity
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Complete land loan repayment in 36 months.
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Option to commence construction earlier with built-up equity.
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Disbursement of mortgage proceeds during the construction phase.
Achieve your dream of becoming a proud homeowner
​Visit us today to speak with a Personal Banking Officer and determine your eligibility for a pre-approved mortgage. We're here to help you achieve your dream of becoming a proud homeowner. Belize Bank, your ideal partner for first-time home ownership.